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There are a lot of resources and further advice available to help with budgeting and we’ve collected some of the more student-friendly offering here.

The Student Money Advice team suggests to really ‘live’ a budget using an app or online budget planner.  These are often free to download onto a smartphone, tablet or laptop to help you keep on top of your income and expenditure. 

To book an appointment please use the Student Enquiry Point.

Here are some we’ve found but a quick search on ITunes or Google Play using the search term ‘free UK budgeting app’ or on Google for ‘free UK budgeting software’ will get plenty of results for your consideration. Please note – software aids like the ones below will only help you if you use them properly, so if you don’t add information about the money you are spending they will inevitably give you a false indication of your current financial wellbeing.

  • BUDGT (Apple) This iPhone app costs £2.99 and helps keep track of expenses as well as providing a basic budget planning function which works on a monthly forecast.
  • Goodbudget (Apple/Android) Another app which allows you to define ten expenditure categories and will then track your expenditure across these categories.
  • Toshl Finance (Apple/Android/Windows) Yet another smartphone app that in this case packages budgets and expenditure tracking with lively graphics and visualisations.

If you’d like to work with a budget through a computer there are obviously off the shelf household accounts packages you can buy from high street PC retailer as well as free to use offerings you can download to your home PC (just search Google for ‘budgeting freeware’).

If you are not sure where to begin, have a look at the online tools from the Money Saving Expert website or Save the Student which includes a thorough budget planner and guide.

You can also visit the Money Advice Service website for lots of information and tips about managing your money and living on a budget. 

The University Student Money Advisers offer free and independent advisory session which will introduce you to the basics of managing your budget and help you review your current income and expenditure positions. 

To book an appointment please use our online referral form located here.


The Legal Disclaimer: The University does not endorse or recommend any specific budgeting apps. You should check out what’s on offer yourself and decide which you think best suits your needs. Specifically look out for:

  1. That any connections to your bank information is secure (such if an app links to your bank accounts).
  2. That the company offering the app is legitimate, a good rule of thumb being that they’ve been around for a long time and large number of downloads and high user satisfaction ratings on official sites like the Apple App Store or GooglePlay.

That the neither the app or its parent company/developers share any of your personal information with third parties.

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